Category: Property Investment
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How much can you put in your Medisave Account?
It has been ages since i’ve written anything. Ever since we came out of lock down the option to work from home no longer existed for Mr Kua Simi. It didn’t help that the nature of my work does not really promote the option to work from home. In addition i’ve taken on more responsibility…
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Do you know how to decouple your property?
Why do people want to decouple their properties? Take for example, Ah Beng and Ah Lian who has been happily married for 5 years. They own a 3bd rm Condo in bedok for the last 3 years and are looking to decouple their property. Ah Beng: “Eh, want to buy investment property anot? I heard…
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Let’s breakdown AIMS APAC Reit
If you haven’t already notice, Mr Kua Simi likes to look at property related stocks. So here is another one for you. These few days I have been spending time reading up on different companies and breaking down their annual reports. Since now that we are stuck at home nothing to do right? So might…
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Let’s breakdown Mapletree’s Annual Report
So you want to get some REITs in Singapore. Someone told you that you should go invest in Mapletree. You go to your trading account and search for Mapletree, and you realise there is more than one counter with the name Mapletree on it. What do you do? What is the difference between all these…
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How do you analyse a REIT’s income statement?
So you have read through the last two articles on How to analyse a REIT’s 10-K which primarily talked about the balance sheet. Let’s now take a look a the income statement of REALTY INCOME and see what those numbers say. The total revenue for 2019 is at approximate $1.5billion and the total expense is…
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How to analyse a REIT’s 10-K Part 2
Ok guys, welcome back to part 2 to How to analyse a REIT’s 10-K. If you have not read part 1, you might want to go back to the previous article and read that first. Now that we have got that out of the way, lets go into those numbers. What does the numbers say?…
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How to analyse a REIT’s 10-K?
So today we are going deep into the 10-K of a REIT. If you have not read my previous article on How to read a company’s financial report, you might want to read that first. Firstly, let’s just say that the concept of understanding any company’s 10-K is largely the same. But when it comes…
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Selling your house is like going on a first date!
Mr Kua Simi thinks that selling a house is like going for a first date. The first thing you have to do is get yourself a date! That’s like saying, before you even get to sell your house, you need an interested buyer to set up a viewing right? Let’s get you that first date!…
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What happened in 2008 during the property bubble burst?
If you have been walking this earth for a considerable amount of time, you’ve probably heard of the 2008 property market crash in the United States. You might have also heard of terms such as Sub Prime Mortgages or Mortgage Backed Securities. Any idea what they mean? Do you actually know what happen back then?…
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What is A REITS and should you be buying REITS?
What Is a Real Estate Investment Trust (REIT)? Never heard of a REIT? Here’s an extract of investopedia on what is a REIT. “A real estate investment trust (REIT) is a company owning and typically operating real estate which generates income. Most REITs specialize in a specific real estate sector, focusing their time, energy, and funding…
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IS Your HDB Grant Really “FREE” money?
During your process of planning the purchase of your first HDB you’ve probably heard from friend’s, family or colleagues that HDB is giving out “FREE” money also known as grants. You wonder to yourself “How do get some of that “FREE” money for myself?” Let’s look at what are the different kinds of HDB grants…
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What can I do to minimise the impact of accrued interest if I need to take a HDB loan?
In a previous article “Do I need to wipe out my CPF OA account when buying my HDB?” we have established that you will need to WIPE OUT your CPF OA account if you were planning to take a HDB loan (with the exception of the option to leave $20,000 in your OA). In that…
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Are your property agents lying to you about the Return On Investments (ROI) for your investment property?
Mr Kua Simi: “Hi there, I’m really interested to know more about this property. I’m thinking of buying it as an investment property. Could you tell me what is the Return On Investment (ROI) for it? Singapore Property Agent: “Good Day Mr Kua Simi, the property sale price is at $1Mil and the expected rental…